Incident Check List – HCR Law

Our colleagues at HCR Law are helpful in providing risk management and expert help post incident.  They have provided us with the attached incident checklist that gives you some top tips on what to cover in incident witness statements.

HCR_AIM incident checklist

 

Electric Bike Theft

Our claims team are always on hand to help you in the event of a claim and we endeavour to keep Members updated with trends or areas of concern.

We have seen a recent increase in thefts of e-bikes from Members premises where property is broken into and bikes are loaded onto vehicles and stolen.  We are aware this is lucrative business as many can be sold on either in their entirety or for parts.

In total more than 60,000 bikes were stolen in the UK in 2023 (64,201).

Members who rent/hire e-bikes may be at a higher risk when it comes to stock being stolen.  Members that offer this as part of their business should check their security measures and be extra vigilant due to the number of recent thefts we have seen.

Even bikes stored in locked containers are not safe from determined gangs as we have been informed.  If you rent/hire e-bikes as part of your business please make sure you have

  1. Provided full details of the number of bikes and value on your property cover.
  2. Ensure your security measures are adequate.
  3. You may be asked by our Underwriting department to reassess the security measures in place and to do this as a matter of good risk management.
  4. Inform us immediately if you have a claim.

Police Data Reveals Rise of E-Bike Theft — evolve (evolve-ebikes.co.uk)

Scout Expedition Inquest

HCR_Scouts_Feb 2024

Free Pharos Response Training for AIM Members – Registration required

The team at Pharos Response is delivering some additional free hour-long training sessions open to AIM Members.  Please find below training topics and links for you to register.

Please note that you will need a Zoom account to register so if ‘your email is not authorised’, this is because you do not have a Zoom account. Simply set one up in 2 minutes for free using the Zoom ‘sign up for free’ link at the top of the registration page. You will only need to do this once.

How best to manage social media in a critical incident
February 26th 1600
What to include in a first aid kit? Insights from a doctor with significant adventure & travel experience
March 21st 1600
What lessons can we learn from critical incident case studies in the adventure / travel sector?
April 16th 1600
To register, please visit this link and scroll right down to the bottom for the Zoom links.

https://pharos-response.co.uk/sectors/aimmembers/

Any problems or questions with registration, please contact the Pharos team at [email protected].

AIM AGM Notice 2024

ANNUAL GENERAL MEETING
WEDNESDAY 20TH MARCH 2024
at The S S Great Britain, Great Western Dockyard, Gas Ferry Road, Bristol, BS1 6TY
and by Video Link

We will be holding our Annual General Meeting of the Activities Industry Mutual Limited, at The S S Great Britain, Great Western Dockyard, Gas Ferry Road, Bristol, BS1 6TY and by Video Conferencing on Wednesday 20th March 2024 at 12 noon.

Once the formalities of the AGM have been completed, there will be an opportunity for those in attendance to put questions to the Board and to the Managers, Thomas Miller Discretionary Mutual Management.

The notice of the AGM and Proxy Forms have been made available via our website.  In order to ensure that documents are kept private and secure you will need to enter a password to gain access. No hard copies of these documents will be provided.

If you would like to view these documents along with the Annual Reports and Financial Statements please email [email protected] for the link and password along with the video conferencing access.

The AGM forms part of our annual Member Event and further details about the event can be found here .

We hope you can join us.

Slips and Trips – Icy conditions and winter weather

The HSE produce these guidelines to assist you when it comes to avoiding accidents at your site.  By following these guidelines you may also prevent a  liability claim being made. AIM provides an excellent claims management service for its Members and does all it can to defend claims where it is considered you are not at fault and where Members can demonstrate they have followed risk management process.

Slip and trip accidents increase during the Autumn and Winter season for a number of reasons: there is less daylight, leaves fall onto paths and become wet and slippery and cold weather spells cause ice and snow to build up on paths. There are effective actions that you can take to reduce the risk of a slip or trip. Regardless of the size of your site, always ensure that regularly used walkways are promptly tackled.

Lighting

Is there is enough lighting around your workplace for you and your workers to be able to see and avoid hazards that might be on the ground? The easiest way to find out is to ask your staff. Another way is to shadow your employees for a couple of days, walk the main internal and external routes that they use throughout their working day. It is important to do this both inside and outside of the workplace, as the effect of light changes during the day. If you can’t see hazards on the ground you will need to improve the lighting (eg new lights or changing the type of bulb).

Wet and decaying leaves

Fallen leaves that become wet or have started to decay can create slip risks in two ways, they hide any hazard that may be on the path or they themselves create a slip risk.

Put in place a procedure for removing leaves at regular intervals; you might even consider removing the offending bushes or trees altogether.

Rain water

In dealing with rainwater:

  • When fitting external paved areas ensure that the material used will be slip resistant when wet.
  • Discourage people from taking shortcuts over grass or dirt which are likely to become slippery when wet. Consider converting existing shortcuts into proper paths.
  • On new sites, before laying paths, think about how pedestrians are likely to move around the site. Putting the path in the right place from the start may save you money in the long term.
  • Many slip accidents happen at building entrances as people entering the building walk in rainwater. Fitting canopies of a good size over building entrances and in the right position can help to prevent this.
  • If a canopy is not a possibility, consider installing large, absorbent mats or even changing the entrance flooring to one which is non-slip.

Ice, frost and snow

  • To reduce the risk of slips on ice, frost or snow, you need to assess the risk and put in a system to manage it.
  • Identify the outdoor areas used by pedestrians most likely to be affected by ice, for example: – building entrances, car parks, pedestrian walkways, shortcuts, sloped areas and areas constantly in the shade or wet.
  • Monitor the temperature, as prevention is key.
  • You need to take action whenever freezing temperatures are forecast. Keep up to date by visiting a weather service site such as the Met Office or the Highways England.
  • There are also smart signs on the market, available to buy at low cost, which display warning messages at £50 and below.
  • Put a procedure in place to prevent an icy surface forming and/or keep pedestrians off the slippery surface;
    • Use grit or similar, on areas prone to be slippery in frosty, icy conditions;
    • Consider covering walkways eg by an arbour high enough for people to walk through, or use an insulating material on smaller areas overnight;
    • Divert pedestrians to less slippery walkways and barrier off existing ones.
    • If warning cones are used, remember to remove them once the hazard has passed or they will eventually be ignored.

Gritting

The most common method used to de-ice floors is gritting as it is relatively cheap, quick to apply and easy to spread. Rock salt (plain and treated) is the most commonly used ‘grit’. It is the substance used on public roads by the highways authority.

Salt can stop ice forming and cause existing ice or snow to melt. It is most effective when it is ground down, but this will take far longer on pedestrian areas than on roads.

Gritting should be carried out when frost, ice or snow is forecast or when walkways are likely to be damp or wet and the floor temperatures are at, or below freezing. The best times are early in evening before the frost settles and/or early in the morning before employees arrive. Salt doesn’t work instantly; it needs sufficient time to dissolve into the moisture on the floor.

If you grit when it is raining heavily the salt will be washed away, causing a problem if the rain then turns to snow. Compacted snow, which turns to ice, is difficult to treat effectively with grit. Be aware that ‘dawn frost’ can occur on dry surfaces, when early morning dew forms and freezes on impact with the cold surface. It can be difficult to predict when or where this condition will occur.

Author Credit:- https://bit.ly/AIM_HSEslipsandtrips

 

AIM Newsletter 2024

We are excited to release the copy of our latest On Target Newsletter 2024 with contributions from AIM Members

UKCA Canyoning guidance gives detail of the national training body for the sport and how you can get involved in a training programme for canyoning.

Legal update is provided by our colleagues at HCR Law on a case hitting the headlines for a failure to risk assess.

Details of our online member sessions which started in January and will be held each month virtually.

Pharos Response provide a year review for critical incidents, trends and lessons and details of the free insights sessions that Pharos are providing for AIM Members.

Lithium-ion batteries: Mitigating the risks

Our supporting insurer QBE has provided some useful guidance mitigating risks in use and storage of lithium-ion batteries as part of emergency response plans for your businesses.

Lithium-ion Batteries_QBE Pages from qbe-focus-feature-cir-q4-2023 (2)

Institute for Outdoor Learning Conference

We are supporting the IOL conference this year which will be held virtually on 14th October 2023.  Please see the conference brochure for full details of the event and to book your place.

AIM will be sponsoring the workshop by Global Butterflies in the afternoon which looks at Equality, Inclusion & Diversity in the workplace.  We held this workshop for Members early this year and it was very popular so we hope you can join us for this.

Conf Brochure v5 18Sept23